English

We Promote Financial Inclusion
We are a Fintech that aims at revolutionizing the credit scoring industry and promoting financial inclusion, by giving everyone, independently from their credit history, the possibility to access nano & micro loans in a simple and effective way.
Watch video
We Promote Financial Inclusion
We are a Fintech that aims at revolutionizing the credit scoring industry and promoting financial inclusion, by giving everyone, independently from their credit history, the possibility to access nano & micro loans in a simple and effective way.
Watch video
What We Do
We have developed an innovative patent-pending proprietary credit scoring technology & loan management platform which uses Artificial Intelligence & Machine Learning to reach the population with limited or no access to traditional credit products.

Today we are present in Colombia, Peru, Panama, Mexico and the US.
Read more
Products
We work closely with our partners, Financial Institutions, Service Companies and other Fintechs, implementing new credit products for their consumers & merchants to make financial inclusion a reality.

Credit Scoring for Consumers

The MO platform calculates a pre-approved maximum amount per each consumer.
Anonymous model without consulting credit bureaus, dynamic scoring update, no documents required, immediate disbursement, available 24/7.

Credit Scoring for Merchants (Merchant Cash Advance)

The MO platform calculates a pre-approved maximum cash advance and daily repayment installments per merchant. Anonymous model without consulting credit bureaus, dynamic scoring update, no documents required, immediate disbursement, available 24/7, automatic repayment via installment deductions at compensation.

Loan Issuing & Management Platform

The MO management platform allows to create and personalize credit offers as well as to manage loan issuing, servicing and repayment via many digital channels, including smart mobile app, USSD, portal web and POS/m-POS.

What we offer to our business partners
We offer a unique set of benefits to our business partners compared to traditional credit technologies:

Increased Reach

New users and new credit products.

Real time Management

MO platform enables partners to customize, manage and analyze credit products in real time.

Rapid Scalability

Unlimited growth thanks to all-digital deployment.

Cost efficiency

Minimal initial investment, low-cost loan issuing and management.

Strong Brand and IPR

Trademark

MO has trademarked its brand worldwide and makes it available to its Partners to market the MO powered credit products.

Patents

U.S. & PCT Utility Patent Application for System and method for issuing a loan to a consumer determined to be creditworthy and generating a behavioral profile of that consumer.

English

We Promote Financial Inclusion
We are a Fintech that aims at revolutionizing the credit scoring industry and promoting financial inclusion, by giving everyone, independently from their credit history, the possibility to access nano & micro loans in a simple and effective way.
Watch video

Yahoo Finance May 1, 2018

MO Tecnologias Enters Into An Agreement With Blackstone Merchant Services To Offer MCA In The USA

What We Do
We have developed an innovative patent-pending proprietary credit scoring technology & loan management platform which uses Artificial Intelligence & Machine Learning to reach the population with limited or no access to traditional credit products.

Today we are present in Colombia, Peru, Panama, Mexico and the US.
Read more
Products
We work closely with our partners, Financial Institutions, Service Companies and other Fintechs, implementing new credit products for their consumers & merchants to make financial inclusion a reality.

Credit Scoring for Consumers

The MO platform calculates a pre-approved maximum amount per each consumer.
Anonymous model without consulting credit bureaus, dynamic scoring update, no documents required, immediate disbursement, available 24/7.

Credit Scoring for Merchants (Merchant Cash Advance)

The MO platform calculates a pre-approved maximum cash advance and daily repayment installments per merchant. Anonymous model without consulting credit bureaus, dynamic scoring update, no documents required, immediate disbursement, available 24/7, automatic repayment via installment deductions at compensation.

Loan Issuing & Management Platform

The MO management platform allows to create and personalize credit offers as well as to manage loan issuing, servicing and repayment via many digital channels, including smart mobile app, USSD, portal web and POS/m-POS.

What we offer to our business partners
We offer a unique set of benefits to our business partners compared to traditional credit technologies:

Increased Reach

New users and new credit products.

Real time Management

MO platform enables partners to customize, manage and analyze credit products in real time.

Rapid Scalability

Unlimited growth thanks to all-digital deployment.

Cost efficiency

Minimal initial investment, low-cost loan issuing and management.

Strong Brand and IPR

Trademark

MO has trademarked its brand worldwide and makes it available to its Partners to market the MO powered credit products.

Patents

U.S. & PCT Utility Patent Application for System and method for issuing a loan to a consumer determined to be creditworthy and generating a behavioral profile of that consumer.